How to View All Family Loans
The Family Loans screen gives you a single, consolidated list of every loan that exists across your family on KiddyCash — covering all your children at once. Before you create a loan for a child, it is worth checking this screen so you can see what is already active, what has been repaid, and how much your children collectively owe.
What is a family loan?
In KiddyCash, a loan is money you advance to a child from their wallet or from a linked source such as M-Pesa. The child repays it over time — usually from their allowance or earnings from chores. A family loan list is simply the combined view of every loan you have set up for every child in your family, shown in one place rather than child by child.
Before you start
Make sure you have:
- Completed KYC (identity verification) on your parent account
- At least one child added to your family in KiddyCash
- The KiddyCash app open and logged in as the family manager
Steps to view all family loans
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Open the KiddyCash app on your phone and sign in with your parent account credentials.
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Tap the menu icon (three horizontal lines) in the top-left corner to open the main navigation.
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Select “Family” from the menu. This takes you to your family dashboard, where you can manage children, wallets, allowances, and more.
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Tap “Loans” in the family dashboard menu. You will be taken directly to the family-wide loans screen. You can also reach this page at any time by going to https://kiddy.cash/families/loan in your browser.
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Review the loan list. Each row in the table represents one loan. The columns you will see are:
| Column | What it means |
|---|---|
| Child | The child this loan belongs to |
| Amount | The original loan amount (shown in KES or your local currency) |
| Balance remaining | How much is still owed |
| Status | Active, Repaid, or Overdue |
| Created date | When the loan was set up |
- Tap any row to open the detail view for that specific loan. For a full walkthrough of what you will find there, see how to view a child loan.
Tips for reading the list
- Sort by status to quickly spot overdue loans — tap the “Status” column header to reorder.
- Filter by child if you have several children and only want to focus on one at a time, for example comparing two siblings in Nairobi who each have active loans.
- A loan showing KES 0 balance with a “Repaid” status is closed. It remains visible for your records but no further action is needed.
- If the list is empty, no loans have been created yet. Head to create a loan for a child to set up your first one.
Why loans and chores connect
Many parents on KiddyCash link loan repayments to chore earnings, building real financial habits early. If you are thinking about how to structure this for your family, why chores still matter in modern family life and how chores connect to financial literacy for kids are good starting points before you configure anything.